I think everyone by now is aware that I use only my own photos. I used masks in this project. I found 2 photoshop masks online. Used the select all, float, move down, negative image technique so I could use them in PSP. I then created masks for the two rectangle images. Which means I can go back at a later date and change all the images. I used select selection borders for the frames on separate layers. For the text I used object, fit text to path, (pent tool) to match the brush strokes.