What a really lovely page you made. Experiment with the different bevels, to achieve different effects. I used bevel #10 for the gold frame. These are pages I made quite some time ago,
To achieve the rose photo to come through into the frame, Image , add borders, select a colour not in the photo. Save project as a PSP. Open the original photo, copy and paste into the project you are working on. Change the background layer to a raster. Magic wand, select new border. Edit, paste, paste into selection. Here I chose the weave texture. Effects, 3D effects, bevel 2. Settings depend on the size of your project. Selections, select none.